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Insight

A blog from Vision Bank in Oklahoma

Financial information for Oklahomans, by Oklahomans

Personal Finance
Fraud Prevention


7 Tips to Improve Your Credit Score 

April 1, 2024
An important step to finding a home, whether you’re renting or buying, is ensuring that you have a good credit history. Click to learn 7 steps to help improve your credit score!

Take the First Step to Ownership

August 22, 2023

Financing a new home, is a big step. At Vision Bank, we want to make it as easy as possible for you to find your dream home. Whether you are a first-time home buyer, looking for something new or are ready to refresh your current home, we can help you!

With online and mobile banking, customers can check account balances and monitor their transaction history from the convenience of home computers or mobile devices.

Have you filled out a mortgage application with one lender and wondered why you were quickly contacted by another? This could be a result of Trigger Leads. Click to learn more about Trigger Leads and how they might affect you.

How to Manage Personal Financial Risk

May 24, 2022
Risk management is a term most commonly associated with large corporations. However, it can also be helpful to your personal finances and assets to apply some of the main concepts of risk management. 

Guide to Personal Loans and Home Equity Lines of Credit

March 22, 2022
Personal loans and HELOCs can be a good alternative to using a credit card. However, personal loans work differently from HELOCs. Click to learn about the differences so you can choose the best financing option for your needs.

Do I Need An Emergency Fund?

March 21, 2022
Are you among the 41% of Americans who are prepared to cover a $1,000 emergency with savings? Are you ready to make a personal financial plan that will put you on the path to greater financial peace of mind? Let's get started! Click to learn more.

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November 22, 2023

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November 22, 2023

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November 22, 2023

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Protect Your Business From Fraud

September 5, 2023
As a business owner, chances are you wear many hats. While you’re focused on the big stuff, it’s easy to overlook things that can make you more vulnerable to scams. Here are the top five scams targeting businesses and tips on how to protect yourself and your company.

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November 22, 2023

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November 22, 2023

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November 22, 2023

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November 22, 2023

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November 22, 2023

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November 22, 2023

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Protect Your Business From Fraud

September 5, 2023
As a business owner, chances are you wear many hats. While you’re focused on the big stuff, it’s easy to overlook things that can make you more vulnerable to scams. Here are the top five scams targeting businesses and tips on how to protect yourself and your company.

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November 22, 2023

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November 22, 2023

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November 22, 2023

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Signs of Identify Theft and How to Protect Yourself

With a majority of our daily financial transactions occurring digitally, your personal and financial information are more at risk than ever before. The good news is that there are simple safeguards that will help you recognize and protect yourself against identity theft. Read this article for more information! 
 

The Most Common Holiday Scams and How to Avoid Them

November 22, 2024

Protecting yourself from common holiday scams starts with knowing to look for. We’re here to give you the details on what you should be aware of when it comes to these scams and give you a few identity theft prevention tips to keep your data and finances safe during the holiday season.

 

The Top 2024 Election Scams and How to Protect Yourself

October 24, 2024

As interest in the election increases, so too do the number and complexity of potential scams, with varieties and tactics including political donation scams, survey. Stay safe this election season by proactively following these essential tips provided by Vision Bank.

 

How to Spot A Phishing Scam

September 27, 2024

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online and mobile banking, the problem is only growing worse. Find out ways to protect yourself by learning how to spot phishing scams. 


5 Steps to Protect Your Small Business

August 27, 2024

Are you a small business owner? Check out these tips to help protect your business from fraud! 


Federal Trade Commission Warning: New Social Media Scam

August 8, 2024

The Federal Trade Commission (FTC) is warning of a new scam that attempts to trick young people on social media into depositing a fake check in exchange for a painting of themselves. Read this article for more information! 


5 Steps for Better Online Security 

April 12, 2024
Ensuring your online safety is crucial to protect yourself from various types of online scams. Take the necessary steps to improve your online safety by following the steps outlined in this article! 

Fraud Awareness: Felony Lane Gang 

March 23, 2024
Law enforcement officers in our local communities are reporting recent activity of a fraudster group known as ‘The Felony Lane Gang.’ We want to make sure all Vision Bank customers are aware of this activity and pass along some safety tips to protect yourself.

Smishing Scams

January 13, 2024
Funny word, serious threat. Smishing is a type of cyber-attack where scammers try to trick people into revealing sensitive information or clicking on malicious links through text messages on their mobile phones. It's basically like phishing, but it happens over “SMS” more commonly known as text messaging.

Protect Your Business From Fraud

September 5, 2023
As a business owner, chances are you wear many hats. While you’re focused on the big stuff, it’s easy to overlook things that can make you more vulnerable to scams. Here are the top five scams targeting businesses and tips on how to protect yourself and your company.

Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect you, your loved ones, and your hard-earned cash.

Fake Check Scam

July 31, 2023
Fake checks can appear to be real checks for businesses or individuals. They can also look like cashier's checks, money orders or checks sent electronically. It's important to understand the risks of fake check scams. Click to learn more about Fake Check Scams. 

Wire Transfer Scams

July 19, 2023
With the advancement of technology, scammers have developed various methods to deceive and steal personal information for fraudulent purposes. Scammers use wire fraud as a way to trick individuals into giving away their money easily and quickly. It's important to be aware of this scam so you can protect your hard-earned money.

What is Phishing?

May 25, 2023
Every day, thousands of people fall for fraudulent emails, texts, and calls from scammers pretending to be a bank. These are commonly referred to as phishing scams and victims can lose hundreds, even thousands of dollars.
In 2022, the Consumer Sentinel Network received 2.4 million fraud reports. In terms of the number of fraud reports received, #1 on the list was Imposter Scams. The “grandparent scam” is one type that deliberately targets older Americans.

Scams Targeting Seniors

March 15, 2023
Scammers target seniors more aggressively than any other group. Recognizing the most common scams helps prevent your money and personal information from getting stolen.

Internet Safety Tips

March 15, 2023
No matter how tech savvy you are, cybersecurity should be top of mind anytime you use the internet. If that sounds overwhelming, don’t stress. You don’t need to be an expert. Click to learn more about internet safety tips.

Romance and Dating Scams

February 23, 2023

They love me, they love me not. Here’s how you can prevent yourself from falling victim to some of the sneakiest crimes out there—romance scams.

If you received a check in the mail instructing you to deposit, cash, purchase gift cards, cashier’s checks or transfer funds, then keep reading. You could be a victim of a “money mule” scam.

Scam Warning

December 12, 2022

We want to warn our customers about an identified scam that may be targeting loan customers. These scammers appear to be contacting people by email and falsely impersonating a Vision Bank employee and demanding payment or reconsolidation of a loan.

As the world continues a consumer shift to managing money online, staying ahead of fraudsters looking to take advantage of others is a moving target. Click to learn more about Payment-to-Payment fraud and how to protect yourself. 

In an age of technology and fast-moving innovations, keeping your mobile devices protected is just as important as keeping your personal information protected. Click to learn strategies to keep you and your devices safe.